Rice Financial Consulting, Inc. is a Registered Investment Adviser (RIA). Stephen M. Rice and Dorothy Janet Hundrieser are Investment Adviser Representatives (IAR) and Financial Advisers of Rice Financial Consulting, Inc. Financial Advisers are not Securities Licensed or Insurance Licensed in all 50 States. Contact your Financial Adviser to determine if they are licensed in your state. The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell, or the solicitation of an offer to buy, any particular investment product. Rice Financial Consulting, Inc. does not provide tax or legal advice, consult your advisers regarding your specific situation.